Insurance: Affordable =/= Cheap
A common misconception about the AFFORDABLE Care Act is that its supposed to be cheap insurance. Sorry, but that’s not the case and it never was.
The key word is affordable. Affordable doesn’t always equal cheap. Insurance premiums, copays, co-insurance, and deductibles have been climbing in the US far before the ACA was even introduced into Congress. Most people just didn’t notice the yearly increases. Maybe they noticed a prescription got a little more expensive or maybe they had to pay an extra $10 copay at the doctor. But most people didn’t really think much of it until the ACA was passed. Nevermind the fact that many provisions hadn’t even gone into effect, so in essence, the law didn’t increase their insurance, the insurance company did.
The state or federal exchanges/marketplaces are in place to find insurance plans that you can afford. Sometimes afford means “on a very strict budget” for those people who yell “I CAN’T AFFORD THAT”! The system is flawed. Every new system is, in one way or another, but it has been pretty consistent at finding affordable plans.
But why isn’t the coverage cheap in the traditional sense?
It boils down to the plans being put in place to try to give quality care and better access to necessary medical services. Those services aren’t cheap. Even the minimal plan often times isn’t “cheap”. There are specific costs associated with things like blood work, generic prescriptions, physicals, and reproductive health that are among the main things being covered.
So why do it, if its not cheap?
Because its far better than having to pay out of pocket, go to the ER, or accrue a massive amount of debt due to having no coverage at all. Yes, navigating the site can be confusing and annoying. Yes, the site occasionally doesn’t work. But its better than nothing. Talk to someone in person.
Did you know that almost 17 million young adults could be eligible for free or low-cost insurance thanks to the Health Insurance Marketplace? Did you know that YOU can get involved in educating your community about the Affordable Care Act? The end of open enrollment, March 31, is soon approaching but you still have time to get involved.
Please join us for a webinar about the Healthy Engaged Youth (HEY!) initiative by the White House Initiatives on Educational Excellence to learn about the Affordable Care Act, the Health Insurance Marketplace and how young adults can be a part of this national effort.
This webinar will inform you about opportunities for enrollment in the Health Insurance Marketplace and how you can be part of the White House Initiative on Healthy Engaged Youth (HEY!). The HEY! Initiative seeks to empower youth to spread the word about the importance of access to affordable health care to their peers and communities. You will learn how young leaders like you can become HEY! Ambassadors and lead outreach activities in your communities.
Webinar: Young, Healthy….Uninsured?
Date: Thursday, February 13
Time: 2-3 pm EST
Conference number: PW4262805
Audio Dial-in numbers: 888-455-1840
Meeting/Audio passcode: 3793219
For additional assistance, contact customer service at 866-900-1011
*Access to the replay of this webinar will be available until MAR-15-2014
Maryland Health Connection: The Numbers (as of 1/18/2014)
- 869,690 unique visitors to the Maryland Health Connection website
- 139,420 identity-verified accounts created
- 25,177 Marylanders enrolled in a private health plan
- 93,514 PAC members rolled into Medicaid
- 29,517 newly enrolled Medicaid members
Heat to the Rescue: Sturdy Oil Drum Survival Kit Also Converts Into Stove.
Like the Haitian earthquake of 2010, last year’s Japanese tsunami disaster spurred designers to re-think what an effective, life-saving response might look like.
Focusing on providing a source of heat, water and food housed in rollable oil drum that can be converted into a stove, Eindhoven-based Japanese designer Hikaru Imamura’s “Heat Rescue Disaster Recovery” kit reflects his belief that something as simple as heat and hot water may mean the difference between falling deathly ill or surviving.
(Source: treehugger.com, via screamingclassalpha)
“Loving your body, in every way, is not a sin. No more shame, no more secrets. This little vulva is on a mission: to free the world from a silly social stigma.”
HappyPlayTime is an sex-education game for iphone and android that teaches users through touch screen how to masturbate.
The game features 6 levels. Each level contains instructional information, where we introduce basic external anatomy, tools you can use to play, powerups and of course gesture based moves that you can complete on the touch screen, designed to mimic real life actions.
Vimeo user, milkmusket, is trying to launch a masturbation education game for those with vaginas… which frankly is AWESOME. There’s always been this really awful social stigma surrounding female masturbation and this game is trying to fix that. It’s a seriously amazing idea for those who want to learn about their bodies, how to pleasure themselves, and even how to pleasure others. It’s a super cute too, just look at it.
The only problem is that she’s really far away from her goal and there’s only 17 days left to go. It’s all or nothing, so if you could donate to the cause or tell your friends, that would be so great. I think the word just really needs to get out there. And if you do donate, there are rewards! <3333
(Source: vimeo.com, via imabrickshithouse)
Me using a Raman microscope to image and map the trapping of gold nanoparticles in a nanofluidic device for a diagnostic biosensor. My PhD work!!
The goal of this sensor is to detect very low levels of toxic proteins in the blood/ plasma/ and/or cerebrospinal fluid to diagnose things like heart disease, Alzheimer’s. and traumatic brain injury,
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